Let the holiday cheers be in your hearts, remembering this day as the birth of our saviour, Jesus Christ and the celebration of all families in the Christendom.

Copyright 2008 - 2018. PinoyMoneyVantage| Personal Finance Philippines - Learn, Earn, Save and Invest.

Career Shift: Leaving your old job for a better opportunities.

Photos courtesy of http://www.freedigitalphotos.net

It was good to come back and write again after ages. I have kept myself busy with pleasurable things and doing skills. I did complete my training in the active duty training in the military particular in the Philippine Air Force Reserve and was enjoyably active in organization meetings, outreach programs, returning back to being in the sales / service unit of a fledgling family owned business and many more. 

Recently, I have tendered my resignation with my immediate supervisor, unit head and with the company where I was employed. I had handwritten my letter as what the company policy stated. Things in the office were shaken. I admit they were taken back and did sow confusion in the workplace of me moving on without the company. It was a hard decision for me of leaving all of a sudden a flourishing career in the healthcare industry for more than 10 years ago then leaving it all behind.

Writing Again!

Hi Guys,



I apologize for writing articles in this blog and have been terribly busy with some projects at work, club commitments and other activities.  Recently I attended a party with some of my colleagues at work and have been thinking again of writing an article or so but my creative juices are not yet ripe for picking and I am hoping that you guys understand what I am going through for the past few months when I got sick last year and what had happened afterwards let alone with some personal problems I definitely need to attend to.

But Anyways, I am happy that I was able to write in this blog again and would love to return on working a few personal finance articles in this blog and Business Mirror.

Yours truly,


Ben


Copyright 2008 - 2016. PinoyMoneyVantage| Personal Finance Philippines - Learn, Earn, Save and Invest.

Travel Insurance Primer

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 Have you ever thought of yourself having a wonderful time basking in the sun and sitting in the beach and sipping a cool beverage and watching the sea and feeling the cool salty breeze of sea wind? But what if you get sick on your vacation, had an accident while trying to surf because of the heavy waves, or your airplane had engine trouble and crash landed to the sea?

It may sound morbid, absurd and far-fetched but what if these things happen to you?

Travel Insurance:

What it can do for you

It is a type of insurance that provides the insured with comprehensive shield from accidents, illnesses and other travel related difficulties or bad situations we might encounter. This type of insurance is ideal for holiday makers or even frequent travelers either domestic or overseas.

Premiums of travel insurance

Rates of travel insurance may vary depending on the available packages offered by the insurance companies whether it will be a domestic travel or international travel. Domestic travel insurance (travel within the Philippines) for one to four days at P230 with P500,000 worth of insurance coverage; international standard travel is at P282 for one to four days with P1 million worth of insurance coverage, international comprehensive rates at P562 for one to four days with P2.5 million worth of insurance coverage.

Who says board games are boring?

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WHILE commuting from work, I stumbled upon this 12-year-old girl who sat in front of me. I got curious on what was in her loot bag, which reminded me a lot of my childhood when I saw a glimpse of a toy inside. In it was this very interesting board game that rekindled old memories I had as a kid. Surprisingly, I was able to check the Internet if these other board games still exist with the emergences of computer–based games in different gadgets such as tablets, mobile phones and desktop PCs that can be downloaded for a small fee or for free nowadays. You can see the youth playing for hours on “Defense of the Ancients (DOTA),” “Counterstrike” on the neighborhood Internet cafés or computer shops or even young adults and professionals busy with their mobile phones or tablets playing “Clash of Clans (COC),” “Candy Crush” and more inside the bus or even on jam-packed Metro Rail Transit/Light Rail Transit on their way to work or going home. 

Faith-based investing in the Philippines

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Have you heard about this concept of investing?

It may be new for some people but it has existed in the past few decades in other countries. For some it is a form of religious-based investing using the principles and teachings according to one’s belief and denomination. It is somehow helpful in providing spiritual guidance on one’s financial growth although churches or religions are nonprofit organizations and they do not issue stocks or shares.  In the Philippines, there are no religious-based index funds or financial products available in the market. However, first- world countries such as the United States, Europe, Japan, Australia, the Middle East and our Asean neighbors like Malaysia and Indonesia have religious-based investment products based on Koran do exist in great numbers and people of different religious denomination invest in it.

GUEST POST: Throwback Thursday: Money Saving Lessons From Lolo and Lola

On this guest post, we invited Mr.Kyle Kam of MoneyMax Philippines to give us some insight on how our grandparents were in their personal finance.

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Before there was online banking and smartphone apps that let you track your expenses anytime, anywhere; long before there were websites that let you compare vehicle insurance and financial products in an instant, our lolos and lolas had their own way of saving money. If you ever paid attention to your grandparents back when you were young, they might have taught you these money saving tricks that still hold true in this day and age.

Let’s take a look at some actual money saving lessons shared by the lolos and lolas of friends around the office.

MARCH TO FINANCIAL FREEDOM

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“There is no substitute for victory – Gen. Douglas MacArthur”

April 9 was “Araw ng Kagitingan” or “Day of Valor” as we celebrate and honor our veterans and remember the fallen of World War II and other battles and conflicts in our history who gave the ultimate sacrifice for this country and for the people.  Looking back, my late grandmother would tell us stories of how our late grandfather’s escape with a few of his comrades during the infamous Bataan Death March.

They were able to escape and hide through the help of the townsfolk they knew during the transfer of the bulk of prisoners of war in the historic San Fernando Train Station in the City of San Fernando, Pampanga to be shipped to Camp O’ Donnell in Capas, Tarlac through railway by their Japanese captors. He was a young army officer of the Philippine Commonwealth Army then. Although he died four decades ago, I still recount what my grandmother and some of the old folks we know who lived during the Japanese occupation years as a very harsh period in our Philippine history.